How to Improve Credit Score The first thing that lenders will check when you apply for credit – whether a loan, mortgage, or a credit card purchase – is your credit score. That’s because before they decide to lend you money, they want to know how good a risk you would be. Lenders are business […]
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Credit Score Rating When you use credit, you are in effect borrowing money from the lender and promising to pay it back on time. Now, the lender, being a businessman, will want some guarantee that you would indeed repay what you owe. After all, it is his money and once lost is lost forever. So
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Raise Your Credit Score “Raise your credit score!” “Repair your credit!” “Fix your credit! 100% guaranteed!” You may have seen one of these ads. Such bold promises and with prices to match. However, the Federal Trade Commission (FTC) has released a Consumer Alert against fraudulent credit repair scams, asking consumers to be wary of claims
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How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report Most consumers are aware that negative items on their credit report can be disputed with the three major credit reporting bureaus. Often, this process can lead to a significant improvement in credit score through deletion of the damaging items
How To Improve A Low Credit Score Do you have a low credit score? If your credit score is below 700, you may not qualify for some of the best interest rates on credit cards, loans or mortgages. This means that just by having a credit score of 695, instead of 725 (just an example),
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Credit Cards For People With Bad Credit – Quickly Increase A Low Credit Score Because bad credit credit cards include various fees and higher interest rates, some people are hesitant to open a bad credit credit card account. However, there are certain advantages to using these sorts of credit cards. For starters, if you have
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Credit Repair Advice: How To Improve Your Credit Score Our credit scores determine much about how we live our lives. We buy practically everything on credit. When applying for a loan, our good credit scores help us receive reasonable interest rates. In fact, from landlords, to insurance companies, to utilities, everyone looks at our credit
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Improve My FICO Score – 5 Key Components Your FICO, or credit, score is calculated independently by the Big Three credit reporting agencies (viz., Equifax, TransUnion, and Experian) based upon a shared formula. Your score has a huge influence on your financial health. An improvement of just 40 or 50 points can mean paying hundreds
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High Risk Personal Loans – Fulfill your financial need and improve your credit score Are you someone with a poor credit history and no high value collateral to offer to get a loan? If the answer is ‘yes’ then you may look at the high risk personal loans for your financial needs. Read through to
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Increase Credit Score – How Do Credit Scores Work? Although many mortgage companies and finance experts have been warning consumers about the importance of maintaining a good credit score, many people fail to recognize the value. When applying for any type of credit, potential lenders review our credit history and base loan approvals on its
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